We build the software that moves Zambia’s money.

Personal finance

A budgeting app where paying and recording are the same motion. Pay anyone on Airtel Money from inside the app — you approve with your own PIN, the money moves in seconds, and the expense lands in the right budget line before the SMS arrives.

• —Budgets with monthly limits, tracked as you spend
• —Linked accounts: bank, Airtel Money, MTN MoMo, M-Pesa
• —Zango Wallet — a closed-loop wallet for approved merchants
• —Spending analytics by category, month, and merchant

Treasury & investments

Multi-tenant treasury and investment management for organizations that hold instruments, not just cash. Track holdings and maturities across a portfolio, with AI-assisted validation of the documents behind every position.

• —Portfolio, holdings, and maturity tracking per organization
• —Role-based access for treasurers, admins, and members
• —Document validation with an LLM reading the paperwork
• —Live updates over GraphQL subscriptions

Document workflows

Document workflow management for organizations where files still move between desks. Docusecure digitizes the whole journey — upload, route, act, file, archive — so nothing gets lost in a tray and every handover is on record.

• —Route documents through a real reporting hierarchy
• —Deadline tracking with accountability at every desk
• —Full audit trail of who held what, and when
• —Role-based access, from registry clerk to head

Prepaid electricity

Electricity management for properties on prepaid meters. Residents request top-ups, tokens are vended and logged, and every unit's wallet is accounted for — so the power side of a property is as auditable as its rent.

• —STS token vending with tamper-token support
• —Primary and sub-meter control across properties
• —Unit wallets with ZMW balance tracking
• —Audit trail linking every token to its occupant and meter

Community finance

Village banking, digitized. Savings, loans, repayments, and end-of-cycle income distribution for community savings groups — with double-entry accounting underneath instead of a notebook.

• —Real-time savings and withdrawal tracking
• —Loan issuance with multiple interest methods
• —Member statements and analytics dashboards
• —Approval workflows and transaction reversals